Borrowing, made simple.
It starts with a message.

Tell us what you need — we’ll help you find the route that fits.

Start a conversation See how it works

No forms to fill in. English or Tagalog.

Personal cash loan · English

LoanHub advisor Messenger · Example conversation

Hi! Can I get a cash loan without collateral.

Let’s explore an unsecured loan — no collateral. How much do you need?

01 / 04

From your message to the lender.

You

Send one message. Nothing to upload.

LoanHub

We ask a few questions, then say where to go.

The lender

You apply there. They review, they set the terms.

Cash loans first. More routes if you need them.

START HERE · NO COLLATERAL

Personal cash loan

Unsecured loans for tuition, bills and everyday needs.

Online loan app

An application from your phone.

Bank personal loan

Explore a route for bigger plans.

Salary loan

Explore options linked to your employment.

OFW & seafarer loan

Built around allotments and contract cycles.

Pensioner loan

For people with a monthly pension.

Business loan

For stock, equipment and business growth.

Car & motorcycle

For your next set of wheels.

Housing & refinancing

For a home or a fresh mortgage route.

Not sure? Start with a message.

What changes when you ask us first.

Get a head start

Requests through us tend to get reviewed first.

Direct lender relationships

Several lending companies and banks work with us directly.

Better terms at some institutions

A better rate at some institutions through our channel.

Think bigger

For bigger plans, we also have banks we work with.

Before you apply, and after.

Your data stays yours

A phone number only for a callback. Ask us to delete your conversation anytime.
Nobody gets to harass you

Report harassment or data misuse. We take it up with the institution and stand with you while you raise it.
Tell us early, not late

Unexpected fees or pressure to borrow? Tell us.

Message us about it

We handle what you tell us under the Data Privacy Act of 2012 (RA 10173).

Good questions. Clear answers.

Why not apply to a few lenders myself?

You tell us once. From here the same details can reach more than one lender — no repeating it each time.

Who am I talking to in the chat?

Our automated advisor. If you'd rather speak to a person, ask for a callback.

What does it cost to ask?

It's free to ask. Check the lender's documents for borrowing costs.

How long does it take?

Timing depends on your chosen lender and their requirements.

I'm self-employed, with no payslip.

Still worth asking. Many lenders take bank statements or sales records instead. Tell us how you earn and we'll say where that works.

Do I need collateral?

Most personal and app loans are unsecured. Car, motorcycle and housing loans are secured by the unit or the property itself.

Do you help OFWs and people outside Metro Manila?

Yes — the conversation happens in Messenger, so where you are doesn't matter much.

What happens to what I tell you?

We use it to answer you, and to follow up if you ask. The only personal detail we ask for is a phone number, and only when you want a call. Everything can be deleted on request — see the privacy notice, under the Data Privacy Act of 2012.

How much do you need?

Find us on Facebook. Tell us the amount and when you need it.

Start a conversation

Our advisor answers in the chat. The team's follow-up is a phone call.

Borrowing, made simple.It starts with a message.